Genimmcmahon at Ilyka Damen had a great post up yesterday about men, women, marriage, money, and housework. She writes:
My husband’s salary is now more than what we were originally pulling in together. In the past few years, I’ve sidelined at little things; real estate (briefly), Ebay, and now I’ve committed myself to art, and trying to get established as both a pop-surrealist and a fiber artist. Art doesn’t bring in money at this point, it costs money. And it keeps me up at night that I have no financial power in my marriage. My husband always claims that it’s OUR money. But, seriously, it isn’t. If he gets hit by a bus tomorrow, or leaves me for someone else, I have nothing to fall back on. I would lose everything if it got ugly. I wouldn’t even be able to pay my first husband the lousy $43 in child support I’m obligated to pay each month.
Hence, I would assert that there is no way for the traditional arrangement of Man=Wage Earner and Woman=Mother/House Bitch to be egalitarian, no matter how we dress it up with phrases like “our money” or “community property state.”
There’s a lot to unpack there. But before responding, I’ll also link to Amanda’s post that got Ilyka started: Salaries and housework and the whine of entitlement oh my! The inimitable Amanda does a fine job of taking apart this rather frustrating article by a Dan Kadlec: When She Makes More Money than He. Kadlec:
Not long ago my wife started making more money than me. There, I said it. Don’t think it was easy.
The male ego is strangely fragile when it comes to who brings home the bacon. So, I’ve found, is the female notion of who rules the roost at home.
In adjusting to our shifting roles, my wife and I have had to confront a lot of financial and emotional issues neither one of us saw coming. Who knew a little extra income could be such a burden?
It doesn’t get much better, but Kadlec does make the sensible point that open and honest communication is vital to resolving these “emotional issues”. While I have precious little sympathy with his claims of a “strangely fragile” male ego, I’m unequivocally in favor of frank marital dialogue.
And just to complete this quartet of links, here’s one to an article both Ilyka and Amanda note: The Romantic Life of Brainiacs. The piece, written by one of our leading historians of marriage, Stephanie Koontz, refutes the conventional wisdom that educated, “career women” will have less satisfying marriages:
THE MYTH OF THE BITTER, sexually unsatisfied female college graduate has never been true. Surveys from the 1890s to the present reveal that college-educated women have always been at least as satisfied with their emotional and sexual lives as their less-educated counterparts. But until recently, it was true that women who completed the highest levels of education or landed high-status, high-paying jobs were less likely than other women to marry and have children. They were often perfectly happy with their choices, but the fact remains that many women did have to choose between family life and achievement in the public sphere.
Koontz points out that statistically, highly educated older women are more likely, not less, to eventually marry. Part of the reason, she opines, is changing attitudes among men.
…in 1956, education and intelligence ranked 11th among the things men desired in a mate. The respondents were more attracted to someone who was a good cook and housekeeper, had a pleasing disposition, and was refined and neat. By 1967, education and intelligence had moved up only one place, to number 10, and still counted for less than being a good cook or displaying neatness and refinement.
But…
A 2001 Journal of Marriage and Family paper found that in mate-preference surveys taken in 1985 and 1996, intelligence and education had moved up to number 5 on men’s list of desirable qualities in a mate in both surveys, ahead of good looks. Meanwhile, the desire for a good cook and housekeeper had dropped to 14th place in both surveys, near the bottom of the 18-point scale. And in choosing a spouse, males with a college degree rate good looks much lower in importance than do high school graduates. “In a high-achieving man’s definition of an A-list woman, the A increasingly stands for ‘accomplished”…
So, now we’ve really got a lot of things to unpack.
I often ask the female students in my women’s history class the following question:
How many of you were told to get an education specifically so that you “wouldn’t have to rely on a man”?
Percentages vary from class to class, but the raised hands average around 60-75% of the women in the course. I always ask the men the same question with the gender reversed, but that produces nothing but laughter. I’ve never met a guy whose parents urged him to “study hard so you won’t have to depend on your wife!”
Community property laws have been around for four decades. But as Ilyka points out above, even progressive divorce laws don’t offer equal protection to what she calls “house bitches” and what others prefer to call SAHMs (stay-at-home-moms). And the power imbalance isn’t just something that comes in to play if the marriage ends; Ilyka writes about being kept up at night worried about her own lack of financial clout in a marriage that is apparently thriving. And I hardly think that’s Ilyka’s unique hang-up; it’s something I’ve heard from a remarkable number of women. In the case of Dan Gadlec, it may apply to men as well.
First off, let me be clear that I am from the “blend everything” school of marital finance. And I don’t know if I get a silver star or not, but I’ve done it in each marriage. After each wedding, I always merged my finances with those of my wife. (My third and penultimate marriage was the only one with a pre-nup; that was at her father’s insistence to protect her assets from me, not the other way around. Pre-nups would never be my choice.) There’s always been one checking account, with complete financial transparency. Sometimes I made more, sometimes she did. The commitment to blended finances was not contingent on my being the “bigger earner.”
In my first marriage, there was very little money; we were both in grad school living on a TA’s salary. (Back in 1990, this was $1000 a month). But though my first, second, and third marriages all foundered early on, they never ended over money. There were plenty of other issues that caused them to fall apart. I’m told that quarrels over money end more relationships than fights over any other topic, and I’m prepared to believe it. It just hasn’t been my experience.
Yes, ending a marriage where one’s finances are all tied up with someone else’s is a problem. Opening up a new checking account under one’s own name, re-applying for credit cards, changing the title on the cars; been there, did that, over and over again. It’s expensive, it’s scary, it’s painful. (If I were a calculating sort, I’d figure I’ve lost something in the area of the low to mid-six figures, mostly on the third divorce.) And I wouldn’t have had it any other way. I’m going to get flamed for this, but I’ve always felt that separate accounts in marriage, like pre-nups, seemed, well, half-assed. Call me a romantic fool with a self-destructive streak, a mercurial ENFP Gemini, but I love the idea of marriage as radical partnership, in which nothing is held back.
My ex-wives were all college-educated. And the fact that our finances were blended didn’t mean that they couldn’t land easily on their feet after a divorce. Their job skills and their earning potential were such that they weren’t terrified to leave a bad marriage. And frankly, I’m glad of it. I would have hated the thought that someone would stay with me out of fear of financial insecurity; marrying educated, working women had, in a sense, a direct pay-off for me: it meant that I knew that if someone was going to be with me, they weren’t with me for my money or the security I offered. And while I have always been willing to share what I have, I dislike the thought of my money serving as a particular enticement to stay in an unhappy relationship.
Now, 17 years after my first wife and I lived on Top Ramen in UCLA married student housing, I’m in a marriage which is financially stable. We both work inside and outside the home. We both do laundry and shopping and chinchilla duties. My wife, who works in the financial world, handles most of the bill-paying. My money gets direct-deposited into our checking account; frankly, I haven’t the foggiest idea how much cash is in there right now. I’m only vaguely aware of how much we make a year, but I am clear on this: it is what we make. It is not what “I” make and what “she” makes. And by the time you average it all together, I suspect it’s pretty even.
In our current economic system, it doesn’t strike me as a viable goal to encourage total economic self-sufficiency for each individual. As we go through sickness and ageing, as we raise our children, as we navigate the vicissitudes of the global marketplace, the chances that we’re gonna end up partnered with someone who makes more or less what we do are going to be fairly slim for most people. Raising a family and maintaining a household on a single income is increasingly difficult, of course, despite the pleas from social conservatives that women should stay at home and families should reduce their economic expectations in order to make that possible. For many, that’s not only not financially viable, it’s downright unattractive.
I was raised by a single mother who saw her family as one source of happiness. She loved my brother and me very much, but she gave us the gift of making clear to us that we were not her raison d’etre. (I blogged this last year.) Not terribly surprisingly, I’ve been drawn to women who, while very different in a variety of ways, shared with my mother a belief that their own happiness mattered. My wife is a very strong woman who very much wants a family; she will be a marvelous, adventurous, spirited mother. Our future sons and daughters will be nurtured by both of us, cared for by both of us, cleaned up after by both of us. They will know that they are loved, but they will also know that their parents’ first commitment is to their individual spiritual growth, their second commitment is to their marriage, and their third is to the children themselves. That’s what I was raised with, and it’s what I want to bequeath to my children.
I have more to say on this, but need to wrap this post up.
I have no idea what the future holds for our marriage financially. I suspect we’re going to end up making a great deal of money. I suspect we’re going to give a lot of it away. That’s what we both want, and we have the skills and resources and faith to make it happen. And it’s going to be a “we” thing all the way.
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